FirstradeGPT Terms & Conditions

FirstradeGPT is powered by Finchat.io and is brought to you by Firstrade Technology, LLC (“Firstrade”). FirstradeGPT is an artificial intelligence investment research tool powered by FinChat.io via various generative large language models offered by unaffiliated firms including OpenAI and Anthropic. Given that FirstradeGPT is an experimental technology, it may sometimes give inaccurate or inappropriate information. Artificial Intelligence (“AI”) technology is young and still evolving, and FirstradeGPT is made available to users at an early stage while still in Beta testing mode, and thus the output generated by FirstradeGPT is not and should not be construed as investment research, investment advice, or a recommendation to buy or sell a security, nor should any output serve as the basis for any investment decisions. FirstradeGPT output is provided “as is” and Firstrade makes no representations or warranties with respect to the accuracy, completeness, quality, timeliness, or any other characteristic of FirstradeGPT output. We strongly recommend that you independently evaluate and verify the accuracy of any FirstradeGPT output for your use case.

Use of FirstradeGPT Services

  • Personal Use: FirstradeGPT is intended for personal use only. You agree not to use the service for any commercial purposes without prior written consent from Firstrade.
  • Accuracy and Reliability: While FirstradeGPT aims to provide accurate and up-to-date financial information, it is powered by cutting edge AI which is still and rapidly evolving and thus the FirstradeGPT tool may not always reflect the most current market conditions or individual circumstances. You acknowledge that any reliance on the information provided is at your own risk.
  • Investment Decisions: All investment decisions you make are your sole responsibility. Firstrade, FirstradeGPT and FinChat.io do not provide professional financial, investment, or legal advice. Always consider seeking the advice of a qualified professional before making any investment decisions.

User Conduct

  • Prohibited Activities: You agree not to use FirstradeGPT for any unlawful, harmful, or abusive purposes. This includes, but is not limited to, distributing malicious software, harassing other users, or engaging in fraudulent activities.
  • Account Security: As always, you are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. Notify Firstrade immediately of any unauthorized use of your account.

Data Privacy

  • Personal Information: Your use of FirstradeGPT is subject to our Privacy Policy, which outlines how we collect, use, and protect your personal information.
  • Data Usage: By using FirstradeGPT, you consent to the collection and use of your data by Firstrade and FinChat.io’s parent Stratosphere Technology, Inc. for the purposes of improving our services and providing personalized results.

Disclaimers and Limitation of Liability

  • No Warranty: FirstradeGPT is provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. Firstrade does not warrant that the service will be uninterrupted, error-free, or free from viruses or other harmful components.
  • Limitation of Liability: In no event shall Firstrade be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of FirstradeGPT.

Modifications to the Terms

Firstrade reserves the right to modify these Terms at any time. Any changes will be effective immediately upon posting on our website. Your continued use of FirstradeGPT after any modifications indicates your acceptance of the revised Terms.

Termination

Firstrade may terminate or suspend your access to FirstradeGPT at any time, without prior notice or liability, for any reason, including if you breach these Terms.

Contact Information

If you have any questions about these Terms, please contact us via email service@firstrade.com or call 1-800-869-8800.

By using FirstradeGPT, you acknowledge that you have read, understood, and agree to be bound by our Terms and Conditions as well as FinChat.io / Stratophere Technology Inc.’s terms and conditions.